If you're a property manager or landlord, there's a chance that you could find yourself in need of crime scene clean-up at some point. Whether it be from an accidental death, a natural passing, or anything in between, this is just one of those things that a landlord/property manager needs to plan ahead for. By knowing the answers to some of the most common questions regarding crime scene and biohazard clean-up, you'll be better prepared in the event that you ever need to employ these services.
Will Insurance Cover the Cost?
Many landlords are curious as to whether or not their property insurance will cover the cost of biohazard cleanup. Fortunately, in most cases, the answer is "yes." However, you'll need to check with your insurance company to make sure you're covered for damages from trauma, suicide, homicide, or accidental death. Even if you are, it's possible that you may still be required to pay a deductible. By finding out what the case is with your policy, you can best prepare yourself financially in the event that you ever need crime-scene or other biohazard cleanup on your property.
Can You Choose Who to Hire?
If you have an insurance company that will be covering some or all of the cost, understand that your agent might try to sway you to use one of their "preferred" or "recommended" biohazard cleanup companies. However, you should also be aware that, as long as you're covered, your insurance company can't require you to use any specific company. You have the choice to hire any company you desire, so long as they're certified, licensed, and insured to work in your area.
Why Hire a Professional?
Some landlords find themselves wondering if they can simply clean up the scene themselves or have an employee, such as a maintenance worker, get the job done. There are so many reasons as to why this would be unsafe and illegal. Not only can crime scene cleanup be emotionally traumatic, but if you don't know what you're doing, you could also be exposing yourself or your employees to dangerous blood-borne pathogens, bodily fluids, and disease. It's simply not worth the risk.
Though you'll hopefully never need to hire a bio-hazard cleanup service, like Disaster Specialist, for your rental property, the fact remains that it's always best to plan for the worst. Be sure to keep this information in mind in case you're ever in need of these services